Insurance for Segway

djbmsu · 10-12-2011, 08:54 PM

Who insures the segway ? your homeowners ? , automobile ? Independent Insurer ?
Any one have this insurance and with who and costs ?

Thanx

Civicsman · 10-12-2011, 10:20 PM

Quick answer:

Your homeowner's insurance might already cover your Seg for theft and damage. It might also cover you for liability while operating your Seg at your residence. Or, it might not. Some homeowner's insurance requires a rider for recreational vehicles.

Most homeowner's policies do not cover liability while away from your residence, although some members here report that their homeowner policy does provide such coverage.

For most, liability insurance comes with a special Segway policy, such as from Progressive.

Your experience may vary. The vast majority of insurance companies and agents are clueless about Segs. If your agent says you are "covered", make darned certain you know what your coverage is, and where that coverage is in force.

10-12-2011, 11:05 PM

State farm has great rates, its funny, they classify them as an auto policy.

MuttonChops · 10-12-2011, 11:57 PM

There several threads on this topic.

For me liability coverage is the key . . . like to sleep at night knowing if I hit a luxury car door or little old lady a BIG insurance company might fight the case for me. Of course 'i will be in the right" but it will be less stressful with an insurance company.

If the SEG is your only transportation than more coverage might be wise of course. For basic coverage Progressive covers nearly all the U.S.

3,002 miles with "three nearly hit" the door of a car not yielding at a driveway.

terryp · 10-12-2011, 11:57 PM

Quote:

Originally Posted by uga

State farm has great rates, its funny, they classify them as an auto policy.

And Progressive classifies them as motorcycles. Go figure.

jgbackes · 10-14-2011, 02:51 AM

On my State Farm insurance card, it's listed as a mini bike. The agent asked "how many CCs?" I said it's electric and then she wanted the horsepower ratting.

Only $11 a month, not bad if you ask me.

Rolacoy · 10-14-2011, 03:19 PM

I have Allstate for $75.00 Per Year.

10-14-2011, 11:46 PM

My bud just told me that Statefarm just changed his classification to recreational vehicle and his premium for each one is $20 every six months!

Rusty Butrusty · 10-15-2011, 06:04 PM

My State Farm Homeowner's wouldn't cover my X2 while on the road.

They (State Farm) said it was considered a 'motorized vehicle' and needed it's own policy to be insured in public places.

I live in a state with 'no-fault' insurance, and it sux.

The policy State Farm rit up wanted $265 per year.

I went with Progressive (Flo) for $99 per year.

10-12-2011, 08:54 PM	#1
djbmsu Junior Member Join Date: Aug 2011 Location: charlotte Harbor Posts: 16	Insurance for Segway Who insures the segway ? your homeowners ? , automobile ? Independent Insurer ? Any one have this insurance and with who and costs ? Thanx

10-12-2011, 11:57 PM	#4
MuttonChops Member Join Date: Oct 2010 Location: Bothell, WA U.S.A. Posts: 167	What is Your Comfort Level There several threads on this topic. For me liability coverage is the key . . . like to sleep at night knowing if I hit a luxury car door or little old lady a BIG insurance company might fight the case for me. Of course 'i will be in the right" but it will be less stressful with an insurance company. If the SEG is your only transportation than more coverage might be wise of course. For basic coverage Progressive covers nearly all the U.S. 3,002 miles with "three nearly hit" the door of a car not yielding at a driveway.

10-14-2011, 02:51 AM	#6
jgbackes Senior Member Join Date: May 2007 Location: San Jose, CA - USA Posts: 1,314	On my State Farm insurance card, it's listed as a mini bike. The agent asked "how many CCs?" I said it's electric and then she wanted the horsepower ratting. Only $11 a month, not bad if you ask me. __________________ sǝʞɔɐq ɟɟǝɾ If I had known I was going to live this long, I would have taken better care of myself. To view links or images in signatures your post count must be 5 or greater. You currently have 0 posts.

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10-12-2011, 10:20 PM	#2
Civicsman Senior Member Join Date: Jul 2007 Location: Freedonia! Posts: 1,703	Quick answer: Your homeowner's insurance might already cover your Seg for theft and damage. It might also cover you for liability while operating your Seg at your residence. Or, it might not. Some homeowner's insurance requires a rider for recreational vehicles. Most homeowner's policies do not cover liability while away from your residence, although some members here report that their homeowner policy does provide such coverage. For most, liability insurance comes with a special Segway policy, such as from Progressive. Your experience may vary. The vast majority of insurance companies and agents are clueless about Segs. If your agent says you are "covered", make darned certain you know what your coverage is, and where that coverage is in force.

10-12-2011, 11:05 PM	#3
uga Guest Posts: n/a	State farm has great rates, its funny, they classify them as an auto policy.

10-14-2011, 03:19 PM	#7
Rolacoy Member Join Date: Oct 2010 Location: East Texas Posts: 602	I have Allstate for $75.00 Per Year.

10-14-2011, 11:46 PM	#8
uga Guest Posts: n/a	My bud just told me that Statefarm just changed his classification to recreational vehicle and his premium for each one is $20 every six months!

10-15-2011, 06:04 PM	#9
Rusty Butrusty Junior Member Join Date: Jul 2011 Location: Danksville, near Budzburg, USA Posts: 53	My State Farm Homeowner's wouldn't cover my X2 while on the road. They (State Farm) said it was considered a 'motorized vehicle' and needed it's own policy to be insured in public places. I live in a state with 'no-fault' insurance, and it sux. The policy State Farm rit up wanted $265 per year. I went with Progressive (Flo) for $99 per year.

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