As I recall, some insurance policies may pay for “durable medical equipment”. However, a Seg does not qualify for that definition. Segway specifically avoided the medical market, and the extensive testing that is required for approval as a medical device. (At least, it USED to be required. Hard to know, anymore, with the actions being implemented by what currently passes for “government”. Currently, those with existing medical conditions, or even those who are just older, are written off as defective; not worthy of governmental consideration).
Getting insurance to pay for a motorized wheelchair is probably easier than getting them to pay for a Seg. Check with your insurance company to see what your policy allows for your situation.
Also keep in mind that riding a Seg requires a level of control and, importantly, personal balance, that some people may not have. The machine stays upright, but the rider has to be able to stand (or sit, with a SegSeat) and control small shifts of weight to control the machine.
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